Plan your home loan with clarity.
Cashflow Voyager helps South African homebuyers and homeowners model, compare, and optimize their home loans. Start with a free calculator — no sign-up required.
Scenario comparison
Compare scenarios side by side
Layer rate hikes, lump sums, extra monthly payments, and rental income onto a single home loan and see what changes.
Open the planner →Free calculators
Bond repayment
Monthly payment for a given loan amount, rate, and term.
Open →Affordability
Estimate how much you can borrow from your monthly income.
Open →Amortization schedule
Month-by-month principal and interest breakdown.
Open →Extra payment impact
See how extra monthly payments shorten your loan.
Open →SARS transfer duty
Calculate the transfer duty on a property purchase.
Open →Closing costs
Full breakdown of transfer duty, attorney, Deeds, and bond fees.
Open →FLISP subsidy
Check your eligibility for up to R169,264 in First Home Finance subsidy.
Open →