Closing costs
Full breakdown of cash needed at transfer — duty, attorney, Deeds Office, bond registration.
Law Society 2025 tariffs · Deeds Office 2025 schedule · VAT 15% · Updated May 2026
Total closing costs
R 97 377
Cash required at transfer, excluding deposit.
Transfer duty
R 33 786
Transfer attorney (incl. VAT)
R 28 520
Bond attorney (incl. VAT)
R 22 885
Deeds Office (transfer)
R 2 324
Deeds Office (bond)
R 2 324
Bond initiation
R 6 037,50
Next, check:
What moves this number
Property price
Moving the price by R500,000 shifts closing costs by about R 39 041.
Transfer duty is progressive — the jump is sharpest around the bracket edges.
Bond amount
A larger bond raises the bond attorney fee and Deeds Office bond fee.
Bond costs scale in bands, not linearly.
Bond registration
Turning bond costs off saves about R 31 247 — only applies if you're paying cash.
This calculator is for illustrative purposes only and does not constitute financial advice.